What is it like to buy a used car at Group 1 Kia Hub City?
Most people expect a used car to be a different, murkier errand than buying new, with its own rules and its own pitch. At 6006 19th Street it follows the same plain path as a new Kia. The label on the listing matters more than anything else on the lot, because only a Kia Certified Pre-Owned car comes with Kia’s written terms.
Keep reading below, then schedule a test drive in Lubbock. Bringing your own numbers to the lot settles this faster than any spec sheet.
Used at 19th Street follows the same path as a new Kia
You shop online or at the store, value your trade, run an online pre-approval check, pick a car and ask for the price and terms on that exact vehicle, and finish at the store. Every step but the last can happen before you drive over. If you knew us as Gene Messer Kia, this is the same store at the same address, now Group 1 Kia Hub City.
- Shop. Browse new and used inventory online or at the store.
- Value your trade. Our online tool gives you a number from a plate, a VIN, or a make and model.
- Get pre-approved. Our online pre-approval check lets the payment conversation start with real terms.
- Choose the car. Ask for the price and terms on that specific vehicle.
- Finish at the store. Bring your trade number and your pre-approval with you.
Our used inventory is not all Kia. The site shows used cars from other brands, and that is why the next section matters.
How to read a used listing: Kia Certified Pre-Owned or not
A car earns Kia’s certified label only when it is less than 6 years old, has 80,000 miles or fewer, and passes a 165-point inspection by a Kia factory trained dealer technician, with a Carfax report run as part of that inspection (Kia America, 2026). If a listing does not say Kia Certified Pre-Owned, none of that is promised. Read for the label before you read for the price.
| Term | What it means |
|---|---|
| Kia Certified Pre-Owned | A used Kia that meets Kia’s age, mileage, inspection, and Carfax terms |
| Traded-in car of another make | A used car from a brand other than Kia, outside Kia’s certified program |
| Documentary fee | A dealer charge for paperwork, shown as its own line on the price sheet |
| Trade allowance | The dollar value credited for your car toward the purchase |
| Negative equity | Owing more on your loan than your car is worth |
Buying a traded-in car of another make at a Kia store
A traded-in car of another make carries none of Kia’s certified terms. The age and mileage limit, the 165-point inspection, and the Carfax step belong to Kia’s program, and a Ford or a Toyota is not in it. That does not make it a bad car. It means the proof has to come from somewhere else, and you should ask for it before you talk numbers.
Ask for the price on the exact car, in writing.
| If the listing shows | Ask for |
|---|---|
| Kia Certified Pre-Owned | The certification record, with the inspection and Carfax report |
| A Kia that does not say certified | Its age and mileage, which show whether it could have qualified |
| A car of another make | A vehicle history report and any inspection record we hold |
| Any car at all | Price, doc fee, and every other fee on one sheet |
The doc fee and the Texas charges on top of the price
Ask what the doc fee is on the used car you want and get it on the sheet with the price. Texas sets no hard dollar cap on a doc fee. A seller must file a notification and cost analysis with the state before charging more than $225 on a financed sale (Texas Office of Consumer Credit Commissioner, 2024).
The state adds its own charges after that. Here is what a Lubbock buyer should expect.
| Charge | Lubbock amount | Who sets it |
|---|---|---|
| Sales tax | 6.25% of price, minus your trade-in allowance | Texas Comptroller |
| Title fee | $28 in Lubbock County | TxDMV |
| Registration | $51.75, plus a $10 Lubbock County local fee | TxDMV |
What a trade valued online means for the number you pay
Texas figures motor vehicle sales tax on the price minus your trade-in allowance (Texas Comptroller, 2026), so every dollar of trade value lowers the taxable price as well as the balance you finance. Our “Sell Your Vehicle” tool gives you an instant offer from a license plate or VIN. That offer is valid for seven days or up to 250 miles. A make-and-model lookup gives only a general estimate that may change.
In a July 2026 Google review, Brooke R. wrote about a new Telluride purchase: “We got a more than fair trade in for our vehicle and got the new exact make, model and color we wanted!” You can also bring the car to the store, and we take trade-ins without an appointment.
Check your loan payoff before you count on the number. In July 2025, 28.2% of trade-ins carried negative equity, and those buyers owed an average of $6,902 above the vehicle’s value (Edmunds, 2025).
Financing a used Kia starts with pre-approval online
Get pre-approved before the visit, and the payment conversation starts from real terms. Our finance page links to an online pre-approval check and a secure credit application, and we write loans on pre-owned cars. That matters because 37.07% of used vehicles sold in the first quarter of 2025 were financed (Experian, 2025).
In an August 2026 Google review, Liz T. described her second purchase from us: “we got approved, signed everything, and were out the door!” That is the pace that pre-approval makes possible.
What the 19th Street conversation is like
Google shows us 4.5 stars across 2,045 reviews, and 1,659 of them are five-star, about 81%.
What the happy majority describes is a desk that starts from your budget. In a September 2026 Google review, Desirae T. wrote that she arrived tired from another dealership, and that “Ryan was very welcoming and was quick to show me what I could afford and worked well with me to move around numbers that made since.”
Take that same approach with you. Ask for price, doc fee, trade value, and every fee on one sheet, and ask for the certification terms on any car marked Kia Certified Pre-Owned.
How a certified Kia compares with other used cars you may see
Only a Kia Certified Pre-Owned car comes with written terms from Kia on age, mileage, inspection, and history.
| Used car path | Age and mileage | Inspection and history report |
|---|---|---|
| Kia Certified Pre-Owned | Under 6 years old and 80,000 miles or fewer | 165-point inspection and a Carfax report, both part of the program |
| Traded-in car of another make | No Kia program limit applies to it | No Kia inspection or Carfax term applies, so ask for records in writing |
| Used Kia past the program limits | Over 6 years old or over 80,000 miles falls outside the limits | The Kia certified inspection term does not cover it |
Frequently asked questions
Does Group 1 Kia Hub City sell used cars from other brands?
Yes. Our used inventory includes vehicles from brands other than Kia. Those cars are outside Kia’s certified program, so ask for the vehicle history and any inspection record.
Is Group 1 Kia Hub City the same store as Gene Messer Kia?
Yes. The Gene Messer Kia store on 19th Street is now Group 1 Kia Hub City, at the same address. Many third-party listings still use the old name.
How long is an online trade offer good for?
Seven days or up to 250 miles. A plate or VIN lookup gives an instant offer, while a make-and-model lookup gives a general estimate that may change.
Do I need an appointment to have my car appraised?
No. We take trade-ins at the store without an appointment. You can also start online and bring the number with you.
Can I get pre-approved for a used car before I visit?
Yes. Our finance page links to an online pre-approval check and a secure credit application. We also write loans on pre-owned cars.
Does Texas cap the doc fee on a used car?
Texas sets no hard dollar cap. A seller must file a notification and cost analysis before charging more than $225 on a financed sale (Texas Office of Consumer Credit Commissioner, 2024).
Will you buy my car if I do not buy one from you?
Yes. We buy vehicles outright, and the online tool is where you start.
Know which used car you are buying before you talk money
Buying used here is the same short path a new Kia buyer takes, with one question settled first: is this a certified Kia, or a traded-in car of another make? Once you know that, you know which written terms come with the car and which ones you need to ask us for. Then the real work is getting the price, the fees, and your trade value on one sheet for one car.
How Group 1 Kia Hub City turns a 7-day online trade value into one price sheet
You came here to find out which used car you would be buying, and what it would cost with your trade in the picture. We give you the trade number online, good for seven days or up to 250 miles, and you can ask for the price and terms on the exact vehicle you choose.
In a September 2026 Google review, Stephanie T. wrote: “Had a great buying experience. Chris White was amazing in his customer service and in checking in with me prior to my purchase.” In a June 2026 Google review, Gilbert F. wrote: “Easy and fast, customer service was awesome! Ayja excellent with the whole process.” And in an August 2026 Google review, Christina G. wrote: “Kyle showed a level of customer service that goes above and beyond what I expected.”
Group 1 Kia Hub City gives you a trade value and an online pre-approval check before you ever sit down with a used car on 19th Street. Start online with your plate or VIN, and we will finish the rest in store.
Group 1 Kia Hub City answers this question against the specific vehicle in front of you rather than the model in general. Value your trade and get pre-approved online, then see us at our Lubbock showroom, or call (844) 402-3025.
Disclaimer: Vehicle features, specifications, pricing, options, and availability may vary based on production timelines and dealership inventory; images are for illustrative purposes only. Starting MSRP figures are national and exclude destination freight charges, tax, title, license, and dealer fees. Standard and available equipment varies by trim, configuration, and model year; confirm the specification of the individual vehicle before purchase. Maximum towing and payload ratings depend on cab, bed, drivetrain, and equipment configuration; see the vehicle’s Owner’s Manual and trailering guide for limits. Electric range and charging times vary with battery, configuration, temperature, terrain, load, and driving habits. Safety or driver assistance features are no substitute for the driver’s responsibility to operate the vehicle in a safe manner. Financing and pre-approval are subject to credit approval. Contact Group 1 Kia Hub City for complete details regarding current vehicle inventory, pricing, and equipment.
